Tuesday, May 14, 2013

' My house ' will have card for purchase of household appliances

Those who buy a home in the program Minha Casa, Minha Vida (MCMV) should receive a magnetic card with limit set, to finance the purchase of home appliances. The Government is studying a list, possibly four products, including refrigerator and stove, with minimum and maximum price specifications to purchase well with resources subsidized by the National Treasury.
According to sources, the design of the program will be discussed on Tuesday, 14, at a meeting with the Minister of planning, budget and management, Miriam Belchior, and representatives of the ministries of finance and of the cities. A stub that will come out of this meeting will be brought to President Dilma Rousseff. The Government should establish an interest rate of 5% per annum for the financing of products. The difference between the rate, which represents negative real interest, and market costs will be funded by the Union's coffers.
The fixing of A maximum price for the appliance that will be purchased will serve to prevent, in the face of a new demand-there are still 2.2 million dwellings to be delivered by the end of December 2014, of which 1.2 million are already contracted, the manufacturers are "tempted" to raise prices, according to a member of the economic team.
The Government works to supercharge the Minha Casa, Minha Vida still this semester. The risk of a price of appliances and furniture because of the opening of special credit lines is a concern of the economic area, which seeks to define a financial modeling that avoid distortions of prices on the market.
Will not be the first additional bounty of MCMV. Rousseff has promised to improve the quality of buildings, installing hardwood floors, for example. The intention of the Government, as a partner of the President, would be constantly improve the program. Responsible for more than 1.4 million jobs, the MCMV also should help pull votes.
List
Technicians argue even if there will be a single list for all income ranges of the program or if eventually will produce a list of choices, with products and prices, for each income range. Only 1 track, which aggregates borrowers with monthly income of up to r $ 1.6 billion, represents around 60% of all residences already delivered by the Government.
According to the sources, the stock industry and the ability to meet increased demand are under review by the Government, which assesses how critical a negotiation to avoid risks in the design of modeling. Therefore, the Government's caution in making the announcement of the program. "This is with the construction industry, has no way to do without listening to the industry," said a source. According to the same source, it is not a question of price-fixing. "It is not tabular, but say they can buy up to X".
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