37% of Brazilians Buy what you don''t Need

The Brazilian consumers, 37% buy something they don''t need due the credit facility. The information is part of the research "Use of credit held by SPC Brazil (credit protection service) and the CNDL (National Confederation of store managers). For consumers, the stores would be the ones that encourage and facilitate credit shopping (29%), followed by supermarkets (19%) and department stores (17%). The survey also noted how consumers react to offers of credit cards made by retail stores, banks and financial-36% evaluate the proposal in accordance with the budget, 24% did not get to see the proposal and 17% drop the extra credit because they know that the budget does not allow. The research showed that 11% of consumers accept the proposal because they like to have available credit or evaluates according to the desire to shop. The survey of Brazil and SPC CNDL also shows that 23% of consumers failed to make purchases splitted in stores for credit account is denied. The main reasons are bad credit and credit limit exceeded.