Debt renegotiation over the internet increase in 2018

The renegotiation of the various forms of indebtedness grew, in 2018, through a new channel. According to Serasa, closed agreements over the internet in November 2018, by individuals and corporations increased by 268% in comparison with the same period of 2017. According to the SPC, Brazil the number of repayments of debts among Brazilians increased 9.5% between October and October 2017 2018, as has the influence of the possibility of agreements over the internet. — This form of trading is here to stay. The internet is in all areas of life. In addition to the facilities, there's the matter of not needing to be exposed. When you need to go to an agency, there is a kind of embarrassment. Nobody owe by choice — evaluated Marcela Kawauti, Chief Economist of the SPC Brazil. Today, there are few platforms that offer negotiations over the internet. The banks ' own websites that do the negotiation between the parties, the search has grown due to the ease of access and agility in the conclusion of agreements. — This kind of negotiation is new, but is growing too. To give an idea, 30% of renegotiations made in 2018 have been made through a digital channel. It is a trend that is consolidated, "said Luiz Henrique Garcia, CEO of platform Quite now!, which is the intermediary between creditors and companies who are in debt. According to Garcia, only in 2018, 100,000 deals were made through the site. To 2019, the prediction is that 150,000 negotiations are sacramentadas through the digital platform. — The site offers a service where anyone is able to do the operations. It's very interactive and without difficulties. Are four informational areas until the outcome of the agreement — explained Garcia, referring to the facilities of the service. Verify that the site is reliable the Chief Economist of the SPC Brazil, Marcela Kawauti, highlighted an important procedure for anyone who wants to start a debt negotiation over the internet: know the origin of the site used. — If you know the negotiation site, all right. If the consumer does not have information about the platform, it is recommended that you call the customer service center of the company with which you have debt to know if she is related to the website that offers the negotiation. This is one of the ways to not fall into a possible coup — advised Marcela. According to the experts, the most common negotiations carried out on the internet dealing with credit card debt and loans. — The big villain is the credit card. I deal with the Bank and conditions meet the customer payment methods. The normal is to adopt the installment, and the term common is discharge in 12 months — said Luiz Henrique Garcia, Even now. See the Bank services of Brazil — it is possible to renegotiate debts at the Bank's website (bb.com.br/renegocie). The channel offers deadline for payment and due dates. Caixa Econômica Federal — the Federal Savings Bank offers in your site the negotiation of debts of up to £ $50000 for physical person: www.caixa.gov.br/negociar Ita — the site, customer must Access the "Menu" button and select the option "Renegotiation". You can simulate the portion that fits in your pocket or choose one of the available trading offerings. By the application, the procedure can be done by the "debt Negotiation". Santander — the Bank offers the possibility of agreement, through your site, through the renegotiation of debt. There the customer inserts the CPF and the record the Bank if he is able to have some solution for its renegotiation. Platforms — Sites like Quite now!, the Name, Serasa, and Positive Consumer, the SPC, are platforms that make the interface between the debt and the creditor companies. The sites offer negotiation mechanisms that often companies offer just physical negotiated.