Consumer demand for credit in May 7.2% advances, says Serasa

São Paulo – consumer demand for credit grew 7.2% in May compared with the same month of the previous year, reported on Wednesday, 21, the Serasa Experian, as indicator of demand for credit.
Ante evaluation in April, there were 18.6% high-performance, however, was greatly influenced by the concentration of public holidays in the fourth month of the year, which weighed on the demand for credit, explains the Serasa.
Year to date (January to may), the indicator of Serasa points 1.0% high in demand for consumer credit in comparison to equivalent period of 2016.
"The fall in inflation and the decline in interest rates are gradually returning to stimulate the consumer to return, albeit gradually, to the credit market," points the Serasa in a note.
Income ranges
The greatest appetite for credit has been checked in all income ranges. The greatest advance compared to the previous year, to 9.3%, was verified among consumers who earn up to £ $500 a month.
As a result, those who receive between R $500 and R $1000, with 8.2%; those who earn between R $1000 and R $2000, with high of 6.4%.
In the highest income classes, consumers with monthly revenue between R $2000 and R $5000, there was growth of 5.7%. The band with income between R $5000 and R $10000 presented high of 5.2%, while the demand for credit from those who earn more than R $10000 advanced 5.8 percent.
Regions
The demand for credit also grew in all regions of the country in relation to may 2016, reported the Serasa Experian. In the North, the high was 12.3%; in the Northeast, 8.6%; in the South, the growth was 8.1%. In the Southeast, consumer demand for credit grew by 6.7%, while in the Midwest the advance was of 2.2%.