Brazilian installment purchases more

The credit card is the primary option for consumers
Brazilian consumers are more loans and expanding the use of funding to continue buying and pay debts. That''s what shows the monthly survey consumer economic profile (PEC) of the Fecomercio RJ on November 2015, he heard 1200 consumers in 72 cities.
According to the study, 44% of Brazilians pay some sort of funding, which represents high of 6 percentage points over the same month of 2015 and the highest level for the month of November, from 2011.
The credit card is the most widely used payment mode (49%), followed by the flesh, 45% option. Although more people are financing purchases, the percentage of consumers with late delivery remained practically stable, standing at 15% in November 2015 against 16% in the same period last year.
Among consumers with some sort of installment, 21% are paying debts, a percentage that represents the highest high over the same period last year. The budget of families remains relatively balanced. Families whose salary covered the costs accounted for 53% of the total, against 49% from the same month of the previous year. To 19%, the budget would not be sufficient to fulfill the commitments. To 28% would spare the gauge, which shows concern for the future; and 68% intend to save the money for an event or expense which may arise.