Demand for credit from micro and small retail company grows in July

Micro and small enterprises in the retail and services sector are demonstrating more appetite for credit. In July, the indicator that measures the intention of this audience in hiring loan surged to 3.4 points before June, according to the National Confederation of Merchants Leaders (CNDL) and credit protection service (SPC Brazil), which will be released today day 31. Improved. On a scale of zero to 100, the result of July was of 22.8 points, the maximum value since the beginning of the historical series. The methodology, the closer to 100, the higher the likelihood of entrepreneurs seeking credit. Not so much. Despite the improvement, only 14% of micro and small business owners consider the possibility to contract credit for the next three months, while 73% of those surveyed rule out the idea. Among those who intend to take loans, 37% want to use resources for working capital (37%) and 22% to pay debts.