Settlement may help combine the father''s day gift Pocket

Purchase gift for parents '' day can leave more into account if you take advantage of the offers of settlement typical of this time of year. But as usually the items offered have reduced stock, it is important to settle previously with the store to ensure the possibility of Exchange if your father doesn''t like the present or you make a mistake in size.
If you choose to purchase attracted to an ad, to take advantage of the promotion, save it to your smartphone or take the liner notes by going to the store. Check the information on the total number of items available, because it may just be a ruse to attract customers and then, depending on the address, can not compensate for the offset. If the purchase is in online store, make sure that the delivery time does not exceed the parents '' day.
Before closing any deal, check out the product price spot and forward, forms of payment and interest applied in the case of payment or late payment. The best form of payment is always in sight. If this is not possible, choose the store that offers the lowest price in the long term.
Watch "undercover" in installments, stay tuned to the interest rates, requires information on the cost effective Total (CET) and search for compare the total with the value in sight. There are offers for payment in "so many times without interest" that, in fact, embed the rate at the initial price of the product. If the purchase is in sight, haggle for a discount. If the shop refuses to give discount, buy elsewhere.
For credit card purchases, the price should equal the billed in sight. In this case, if there is insistence on charging higher price or fixing of minimum value of purchases, report it to the consumer defense organizations as the Protest, and seek another establishment. Make sure that you will be able to pay off portions of the card. Discard the possibility of paying only the minimum amount charged on the monthly bill, because the interest on the revolving credit are high.